Affordable

Financially, I consistently cover my basic needs, including food, housing, and transportation, with ease. Any financial stress I experience is typically unrelated to these essentials.

Any debt I have does not interfere with meeting my basic needs.

I have stable employment, or I am a stay-at-home caregiver who chooses not to work outside the home, supported by a partner with steady employment.

I live in a home that is comfortable, adequately spacious, and equipped with modern amenities.

I own or lease a vehicle and can afford its upkeep, or I have chosen a car-free lifestyle.

I generally have access to healthcare when I need it.

I might have some savings available to use during times of financial need.
I can often buy new items, although larger purchases may require some planning.

I occasionally have discretionary income, allowing me to enjoy small luxuries or indulgences each month.

With planning, I can take a vacation every year or two.