Accessible

Financially, I often struggle to meet my basic needs, such as food, housing, and transportation, and I frequently feel stress about covering these essentials.
I may have debt that occasionally prevents me from meeting these needs.

I am unemployed, underemployed, or concerned about my income or the stability of my job.

My housing situation may lack space, comfort, modern conveniences, or stability.

I do not own a car by choice, have limited access to one, or cannot consistently afford gas.

I do not always have access to the healthcare services I need.

I lack savings to rely on when funds are low.

I seldom buy new items and often have to go without.

Discretionary income for indulgences, like new clothes or entertainment, is not typically available to me.

Vacations are generally unaffordable, and taking time off work is a financial strain or poses a risk to my job security.

I qualify for and may rely on some form of public assistance.